We aim to have all comments reviewed in a timely manner. North Shore’s Premier Luxury Dealership. These fees are factored into your monthly payment and spread out across the life of the loan. 1 Limited time purchase financing offer provided through Toyota Financial Services on approved credit on new retail sales of qualifying models. Welcome to The Globe and Mail’s comment community. Best offers on cars with zero-per-cent financing and cash rebates . While it would be ideal to get both, typically you cannot get both 0 APR and no money down. What cars are offering zero percent financing 2020: Other electronic Toyota accessories have an iPod interface that might be added towards the vehicle to give support for your personal iPod and music devices. The best way to finance a pickup truck is with zero interest if you can get it. 0% APR financing can save you a lot of money on your car purchase since you're not paying any interest on the car loan. Read our, I'm a print subscriber, link to my account, Finance for 60 months at zero-per-cent interest (as compared to 1.5 per cent in July) for $537 per month including tax, which includes a $500 manufacturer incentive and assumes zero down payment, Lease for 48 months at 1.9-per-cent interest for $413 per month including tax, which includes a $1,500 manufacturer incentive and assumes a 20,000 annual kilometre allowance with zero down payment, Finance for 72 months at zero-per-cent interest for $433 per month including tax, which includes a $750 manufacturer incentive (as compared to no incentive in August) and assumes zero down payment, Lease for 48 months at zero-per-cent interest for $399 per month including tax, which includes a $750 manufacturer incentive and assumes a 20,000 annual kilometre allowance with zero down payment, Finance for 60 months at zero-per-cent interest for $452 per month including tax, which includes a $1,000 manufacturer incentive and assumes zero down payment, Lease for 48 months at 2.99-per-cent interest for $434 per month including tax and assumes a 20,000 annual kilometre allowance with zero down payment, Finance for 60 months at zero-per-cent interest for $587 per month including tax, which includes a $1,450 manufacturer incentive (as compared to 0.99 per cent and $1,000 incentive and in July) and assumes zero down payment, Lease for 48 months at 0.5-per-cent interest for $397 per month including tax, which includes a $2,450 manufacturer incentive (as compared to $2,000 in July) and assumes a 20,000 annual kilometre allowance with zero down payment, Avoid the use of toxic and offensive language. Interest rates are at all time lows, and manufacturers have continued offering 84 month 0% financing on many models. If a dealership offers a promotional 0% APR loan, they are waiving their loan fees and interest as an incentive to get you to buy a car. While finance offers may not remain at such attractive levels for much longer, car buyers can still take advantage of zero-per-cent financing offers available from select automakers now that also carry additional cash-back rebates. No, it’s just the interest rate on an auto loan and doesn’t have anything to do with your credit. With the zero percent APR for 84 months, the same truck now costs $357 a month. Financing with an interest rate of zero means you won’t pay any interest on the money you borrow. Financing a new 2021 Bolt EV through GM Financial means you can get up to $3500 in down payment assistance and zero percent APR for a 72-month agreement. 60-day first payment deferrals on the purchase of new 2019 and 2020 models . Sometimes APR deals are tied to buying a car at a non-negotiable price or have a short loan term like 24 or 36 months. Finance Deal: 0.0% APR for 72 months plus $2,000 in bonus cash, Finance Deal: 0.0% APR for 84 months plus $2,650 in bonus cash, Finance Deal: 0.0% APR for 36 months plus $2,000 in bonus cash, Finance Deal: 0.0% APR for 72 months plus $2,750 in bonus cash, Finance Deal: 0.0% APR for 72 months plus $3,750 in bonus cash, Finance Deal: 0.0% APR for 60 months plus $3,500 in bonus cash, Finance Deal: 0.0% APR for 72 months plus $1,000 in bonus cash, Finance Deal: 0.0% APR for 75 months plus $2,000 in bonus cash, Finance Deal: 0.0% APR for 36 months plus $3,000 in bonus cash. How To Buy A New Car at the Best Possible Price, How to Negotiate a Car Lease for the Best Deal, How to Get the Most Money for Your Trade In. Follow us on Instagram, @globedrive. Of course, for ones classical music lover, Sirius satellite radio Fit Kits can be a great gift or an excellent addition in the vehicle. Most are for new cars, though Lexus is offering a deal on select certified pre-owned (CPO) models. Andrew Tai is CEO of Unhaggle. Andrew Tai. The 2018 Nissan Altima produces 179 horsepower and 177 lb-ft of torque through a 2.5-litre, four-cylinder engine mated to a continuously variable transmission. Most times, you will only be able to get one or the other, and it would be highly unusual for you to find them both available together. Carmakers are offering incredible deals on new SUVs, pickup trucks and cars — including 0% financing for 84 months in some cases. However, you'll typically need at least a 700 credit score and a score above 720 will give you a better chance of being approved. Click here to subscribe. Additionally, you can often only choose either 0 APR OR cashback, not both. See all our picks for the best 0 APR SUV deals for March ». However, if you have 0% APR, a longer loan can be good because you’re not paying any interest at all. 0 APR or zero percent financing means you pay no interest on your monthly auto loan payments which can add up to thousands of dollars saved. By paying no interest, drivers can save money on many of today's popular models from manufacturers like Ford, Toyota, and Chevrolet. Front ¾ vehicle photos © 1986-2021 Autodata, Inc. dba Chrome Data. The SV trim also comes standard with active safety technology such as intelligent forward-collision warning, intelligent emergency braking, blind-spot warning and rear-cross traffic alert. Get 0% financing on a new Cadillac at Ross Downing. Notable interior features on the SV trim include a six-speaker audio system with speed-sensitive volume control, SiriusXM radio, Bluetooth connectivity, a rear-view camera and remote engine ignition and climate control. Truck dealers have never been more willing to negotiate and buyers can easily find an interest free truck deal on many 2020 and 2021 models. If you are looking to give feedback on our new site, please send it along to, To view this site properly, enable cookies in your browser. Nissan is currently offering zero-per-cent financing for up to 84 months on select models, including the Altima. What credit score do you need to get 0% financing? You must choose either the $7,000 rebate or 0 per cent financing. 72 and 84-month loans are worse than shorter loans. If you read the fine print, you'll realize that most zero APR offers will require you to be a well-qualified buyer with excellent credit and you cannot combine with other offers. Follow on Twitter @ahytai. Compared to a 5-year loan at 4%, the deal in question can potentially save buyers over $3,100 in interest on a $30,000 SUV. who is offering zero percent financing on cars canada In addition to financing deals, most specials come with a bonus cash credit of up to $5,000. It's easier to splurge on a stylish, high-end vehicle when you don't have to pay interest. © 2021 FindtheBestCarPrice.com, This financing incentive can spark sales of a slow-selling vehicle or help clear out inventory to make room for cars from the new model year. The offer debuted a month ago and involves zero-interest financing for 60 months. See all our picks for the best 0 APR luxury vehicle deals for March ».