See our Chase Total Checking® offer for new customers. The account is linked to a qualifying personal parent/guardian checking account, The account has an average ending day balance of $5,000, Fees waived on 4 non-Chase ATM transaction each statement period, No fees for counter checks, money orders, or cashiers checks, No monthly service fees on up to 2 additional checking accounts, No monthly service fees on savings accounts, No monthly service fees on Chase Liquid pre-paid cards, Fees waived on all non-Chase ATM transactions, No Chase fee on wire transfers (incoming and outgoing), No exchange rate transaction fees at international ATMs or when using debit card for non-USD transactions. Message and data rates may apply. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Additional terms and conditions apply, such as vehicle make, age and mileage. See Additional Banking Services & Fees (PDF) for more information. $25 OR $0 with the following each monthly statement period: An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Waiving the Monthly Service Fee: Chase Premier Plus Checking℠. Message and data rates may apply. return to footnote reference 3Chase Mobile® app is available for select mobile devices. Maintain an average beginning day balance of $15,000 or more in any combination of this account with linked qualifying Chase checking, saving and other balances. Compare Chase savings accounts and select the one that best suits your needs. Other restrictions apply. Requires eligible account to open, For college students 17 to 24 years old at account opening reference link to footnote 1, For students 13 to 17 years old at account opening reference link to footnote 2, Limited services available reference link to footnote 4, (No ATM fees worldwide) reference link to footnote 1. You’ll also be able to use our online banking, bill pay and mobile banking services, plus Chase DepositFriendly℠ ATMs nationwide. Being busy and on-the-go means digital banking services and easy access to their money are probably priorities. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements. JPMorgan Chase Bank, N.A. return to footnote reference 3Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Member FDIC. Access your bank account or open a bank account online. You can also earn a great sign-up bonus when meeting minimum initial spending after card approval. We want to make banking easy. Deposit limits may change at any time. Chase offers two types of savings accounts, Chase Savings; Chase Premier Savings; Chase Savings Account Fees Chase Wire … for Chase Sapphire(Service mark) Banking, Special access to Chase Private Client Arts & Culture Program return to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. return to footnote reference 2We will decline or return transactions when you do not have enough money in your account to cover the charge. Basic Checking Account This "plain vanilla" account is the simplest type of checking account, and you can get it from most brick-and-mortar banks and credit unions. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Personal banking. To get started, copy your unique referral URL link generated when you access the refer a friend page and share via social media or email. Restrictions and limitations apply. Enrollment in Chase QuickPay® with Zelle® is required. (JPMCB). It also allows you to earn valuable rewards with their credit cards and collect cash bonuses for opening new accounts and referring friends. In addition, as an Amazon Associate we earn from qualifying purchases. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Rate discounts are subject to change at any time. You can refer up to 10 friends per year for a total of $500 extra cash in your account. For parents with kids and teens, explore Chase High School Checking or Chase First Banking as an account that helps parents teach good money habits. Limitations may apply. for Chase Total Checking(Registered trademark), Access to 16,000 ATMs and more than 4,700 branches You can also have Chase send an email to your friend, but it can take a few days to arrive. an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Select transactions could take up to 3 business days. Account subject to approval. This site does not include all credit card companies or all available credit card offers. Account subject to approval. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). for Chase College Checking(Service mark), Fees waived for checks (“Chase”). All three of these types of accounts have a monthly maintenance fee. Our Chase College Checking account has great benefits for students and new Chase customers can enjoy this special offer. Why would anyone on disability have to pay fees? return to footnote reference 1Qualifying accounts include: Chase Secure BankingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Banking, Chase Better® Banking Checking, Chase Premier CheckingSM, Chase CheckingSM Yes, you can open a Chase checking account online. The Chase Premier Plus Checking account pays a small amount of interest and provides a few freebies each month. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Enroll on the Chase Mobile app or Chase Online. However, if you choose a loan term that is longer than the term left in your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Given that those checking accounts offering the highest APY likely won't yield $200 in interest over years, this one-time standard checking account incentive goes a long way. Please see our Advertiser Disclosure for more details! “Chase Private Client” is the brand name for a banking and investment product and service offering. We’re going to focus on personal checking accounts here because it’s the perfect place to start a relationship with Chase. Chase will refund ATM fees charged by the ATM owner/network. Yes, this was from a stimulus check. for Chase High School Checking(Service mark), Autosave makes saving easy with automatic transfers to a Chase savings account Other restrictions apply. Chase Private Clients with a minimum of $250,000 in qualifying checking, savings and/or investment accounts with Chase that secure a new Chase Home Equity Line of Credit can qualify for a .50% rate discount (or a 1.00% rate discount with a minimum of $1,000,000 in qualifying Chase accounts), with a $50 annual fee waiver. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. for Chase First Banking(Service Mark), Autosave makes saving easy with automatic transfers to a Chase savings account See at Chase Highest APY The information regarding Chase Private Client, and Chase Premier Plus Checking℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer. But the interest earnings are negligible at 0.01% APY. Let’s take a look at the features of a Chase College Checking℠ account. return to footnote reference 1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Member FDIC. I think you’ll find that the whole package of what Chase can do, starting with one of their personal checking accounts, is worth considering a relationship with an institution that offers so much. for Chase High School Checking(Service mark), Chase fee waived at non-Chase ATMs But when it comes to banking, you could probably open a checking account with any of a dozen nearby banks. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. for Chase First Banking(Service Mark), Chase fee waived at non-Chase ATMs for Chase Total Checking(Registered trademark), Fees waived for counter checks, money orders and cashier’s checks Discover products and financial education tailored to help parents and students at the Student Center. You can also request Chase to send your friend a personal email invitation (but it can take several days). INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. The APR may increase after the loan consummation. for Chase High School Checking(Service mark), Fees waived for checks See Additional Banking Services and Fees (PDF) for more information. $6 OR $0 for up to 5 years while in college, for college students 17 to 24 years old at account opening with proof of student status. I’m obviously a Chase fan, but it’s a valid love affair. Refinancing is subject to credit approval by JPMorgan Chase Bank, N.A. for Chase Private Client Checking(Service mark), Dedicated 24/7 banking service line for Chase Total Checking(Registered trademark), Monthly Service Fee for Chase Sapphire(Service mark) Banking, Chase fee waived at non-Chase ATMs Certain restrictions and other limitations may apply. If you really want to earn interest in a checking account, you’re probably better off with a high-interest checking account from an online bank. return to footnote reference 4Chase OnlineSM Banking services unavailable with Chase First Banking: Cash or check deposits, Chase QuickPay® with Zelle®, Chase QuickDepositSM, direct deposit, Chase overdraft services, check writing, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). Chase bank offers three types of checking accounts: Chase Premier Plus Checking, Chase Total Checking and Chase Premier Platinum Checking. Find the checking account that's best for you. Chase Bank refer a friend for checking accounts. Other miscellaneous fees apply. With me being on disability, I just recently went to go get a money order and ended up having to get a cashier’s check, which is okay. Deposit limits may change at any time. Such charges include those from your communication service provider. opens overlay LinkedIn icon links to LinkedIn site. Other products. Chase Premier Plus Checking℠ earns interest, Fees are waived for counter checks, money orders, and cashiers checks, Monthly service fee waived for up to 2 additional Chase Premier Plus checking accounts, Keep an average beginning day balance of  $75,000 in combined qualifying Chase accounts and investments, ATM fees charged by the ATM owner will be reimbursed, No fees for insufficient funds or returned items (subject to limits), No monthly service fees on up to 9 linked Chase accounts, Commission-free online stock and EFT trades, Keep an average ending day balance of $5,000 or more. Let’s take a look at the checking account options available at Chase. for Chase Total Checking(Registered trademark), Fees waived for checks Additional Benefits Over the Chase Total Checking Account: Hot Tip: A Chase Premier Plus Checking℠ account can work well as a family account. The three types are called Chase Total, Chase Performance, and Chase Platinum. for Chase Sapphire(Service mark) Banking, Dedicated 24/7 banking service line Such charges include those from your communication service provider. for Chase Private Client Checking(Service mark), Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating Chase Savings. return to footnote reference 6Chase Mobile® app is available for select mobile devices. Click here to see a list of advertisers that we work with. Chase checking account fees and services are similar to those of other national banks. for Chase High School Checking(Service mark), Fees waived for counter checks, money orders and cashier’s checks If interested in another type of checking account, friend should talk with a banker to use their coupon. Enroll on the Chase Mobile app or Chase Online. Certain restrictions and other limitations may apply. for Chase College Checking(Service mark), Access to 16,000 ATMs and more than 4,700 branches Best Chase Checking Account Bonuses. (“Chase”). OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED, We're here to help you manage your money today and tomorrow. Existing checking customers, refer a friend and earn rewards! for Chase Premier Plus Checking(Service mark), Autosave makes saving easy with automatic transfers to a Chase savings account I would speak with the branch manager before paying that fee again and ask if there are alternative options such as an electronic transfer or writing a check. She has over four million flown miles and elite status on all three major domestic carriers. AUTO REFINANCE: As a Chase Private Client, you receive a rate discount of up to 0.25% off standard auto loan rates, plus you get 0.25% off standard auto loan rates if you have a Chase personal checking account when you apply. Editorial Disclosure: The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. Checking Text Message Program: Message and data rates may apply. Whether you want a card that earns rewards on everyday purchases or you’re looking to earn rewards on those travel purchases, Chase credit cards can do it all. Not available for applications submitted to a dealer. for Chase Private Client Checking(Service mark), Close collaboration with dedicated Private Client Banker for Chase Total Checking(Registered trademark), No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments, Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits, Dedicated Business Banking Advisor You’ll have several options depending on your financial situation and preferences. Chase Checking Accounts. The best Chase checking account bonuses (usually after completing the qualifying activities required) are: Chase Sapphire℠ Checking; You Invest℠ by J.P. Morgan – Up to $725 when you open and fund a new You Invest Trade account with $25,000 or more in new money and maintain it for 90 days. If you have a current Chase checking or savings account, you can refer friends to open an account and receive a cash bonus. Platinum checking account holders get their first order of U.S. Bank logo checks for free or can receive 50% off their first check order of any style, plus a 50% discount on any reorders. for Chase Secure Banking(Service mark), Fees waived for checks Have a balance at the beginning of each day of $1,500 or more, Have an average daily balance each day of $5,000 or more (combined) in linked qualifying accounts. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. Student checking account holders get their first order of U.S. Bank Student Checking logo checks for free or a 50% discount on their first order of any other style. Other restrictions and limitations apply. No fees for Insufficient Funds and Returned Items — if item(s) are presented or withdrawal request(s) are made against an account with insufficient funds on four or fewer business days during the current and prior 12 statement periods. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. is a wholly-owned subsidiary of JPMorgan Chase & Co. Link toggles the More Products sub navigation, Monthly Service Fee Just go to Chase.com and click on “open an account” to begin. Important Information about Chase Platinum Business Checking. Chase Premier Savings. Whether you’re making payments online or writing a physical check, a checking account is a … PNC vs. Chase: Fees return to footnote reference 6The Chase Mortgage Rate Program offers Chase Private Clients rate discounts of 0.125% for total deposits and investments in personal accounts of $250,000 – $999,999 or 0.25% for $1,000,000+ for purchase and refinance transactions. opens overlay YouTube icon links to YouTube site. Hot Tip: If you plan to open a Chase Sapphire Checking account, be sure you check for special sign-up offers, like extra Ultimate Rewards Points! I have a basic checking account in which my social security income checks are deposited. Download the Limitless Travel Playbook & get our most powerful travel tactics, points strategies & more! for Chase Private Client Checking(Service mark), Dedicated 24/7 banking service line for Chase Premier Plus Checking(Service mark), for Chase Total Checking(Registered trademark), for Chase Premier Plus Checking(Service mark), Monthly Service Fee return to footnote reference 1There is no Chase fee at non-Chase ATMs. See details. Here are some of the most popular and rewarding Chase personal credit cards: We can all use some extra cash, and fortunately Chase often rewards its new customers with cash bonuses! Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. return to footnote reference 8There is no charge from Chase, but message and data rates may apply. Bank deposit accounts, such as checking and savings, may be subject to approval. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. See the Clear & Simple Product Guide (PDF) for more information. The most popular Chase checking account is the Total Checking account because the monthly service fee is waived if you have just 1 direct deposit of $500 or more during each statement period. $25 OR $0 with one of the following each monthly statement period: An average beginning day balance of $15,000or more in any combination of this account and linked qualifying Chase checking, savings and other balances, a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account reference link to footnote 1.